If you’re getting up there in years, whether or not you think you will want or be able to retire, the question of what you will do in your old age should be a major driver of where you go. The two most essential questions to contemplate are what you would like to have happen, or not happen, to you in your old age, and what social supports, if any, you have that are consistent with those goals.
( Read more... )
(This is a continuation of my discussion of employment in times of decline, which was too long to be treated as a single post.)
( Read more... )
Perhaps you’re middle-aged and have a job, profession, or independent business by which you’re making a decent living. Unless you’ve come to hate that career, you’ll likely want to stick with it for the rest of your working life, if possible. But do take some time to think about how it fits into the framework of complexification—and possible decomplexification. How essential is your work, really?
( Read more... )
According to a survey conducted by the Board of Governors of the Federal Reserve System [2019, before the pandemic], 39% of Americans do not have enough savings to pay for an unexpected $400 expense without hardship, such as having to borrow money or failing to pay regular bills. The implication is that most Americans do not have the savings needed to move safely from one formal, legal housing situation into another, unless a new employer agrees to cover the costs. It costs far more than $400 to do that, especially long-distance, especially with a family.
( Read more... )
People leaving the climate red zones may have a great variety of economic circumstances. Some will own a home outright or with a mortgage—these areas being what they are, perhaps a very large mortgage—and may plan an elaborate move in which they get a new job, sell the old house, and simultaneously buy a new house. Others will be lucky to be able to afford a small apartment or rented mobile home, or will have to crash with someone they know at their destination until they can work for a while and build up a cash reserve. I’ll make a few suggestions for people in each category, with a quick digression:
( Read more... )
![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
timeasmymeasure
